What is the buyer's process?

When customers payments slow down, your cash flow can take a hit. Atradius Credit Insurance as a financial safety net protects your receivables and helping you maintain liquidity. With coverage for up to 95% of unpaid voices. This means that even if a customer delays or default on payments, your business receives most of the expected revenue. This protection allows you to maintain steady cash flow, meet supplier obligations, and plan with greater financial certainty.

Knowing who to trust is key. Atradius provides real-time credit and risk monitoring tools that help you spot early signs of financial stress in your customer base. These tools help you identify potential risk early, such as declining credit scores, late payments, or changes in business conditions. With these insights, you can adjust credit terms or take preventative actions before a payment issue arises.

Doing business with sanctioned entities can lead to legal and financial consequences. Atradius helps you stay compliant by screening your customers against international sanctions and watch lists. This ensures your business relationships are both financially sound and legally secure.

Expanding into new markets brings opportunity and risk. Atradius offers global credit intelligence and local market expertise to help you evaluate theeir payment behaviour and financial stability of potential customers abroad. This allows you to extend credit confidence while minimizing the risk of non-payment.

Political instability, economic shifts, and global market disruptions can directly impact your customers’ ability to pay, potentially putting your revenue at risk. Atradius helps you manage this uncertainty by offering protection against non-payment caused by events such as trade restrictions, currency issues, or government actions. With this coverage in place, your business can stay financially secure and continue operating with confidence, even in unpredictable environments.

Credit insurance, is also known as trade credit insurance, it protects your business when a customer fails to pay for goods and services. If a buyer becomes insolvent or delays payment beyond agreed terms. Atradius cover up for 90% of outstanding invoice. This helps stabilize your cash flow, and reduce bad debt, and give you the confidence to grow your business in uncertain markets.

Using credit insurance is simple and integrates into your exisiting credit management process. Once your policy is in place, you can request credit limits for your buyers, monitor their risk status, and file claims if a payment issue arises. Atradius also provides tools and support to help you make informed credit decisions and manage exposure proactively.

To insure your receivables, Atradius typically requires basic information about your business, your customers, and you annual turnover. The underwriting process evaluates your buyers' creditworthiness and your trading history. The more transparent and consistent your records, the easier it is to tailor a policy that fits your needs.

Credit insurance works well for any business that extends credit to customers. It supports both domestic and international trade and is helpful when entering new markets or working with new buyers. Atradius serves companies of all sizes.

Many businesses reserve funds for expected losses. Trade credit insurance helps reduce those losses and allows teams to redirect capital toward growth and investment.

Yes, credit insurance policies may exclude certain high-risk buyers or transactions. For example, pre-exisiting overdue accounts, transactions with related parties, or buyers in sancations countries may not be eligible. Atradius works with you to define a clear coverage term and help you understand which risk are insurable and which are not.

Credit insurance doesn't provide your business, it also enable growth. With Atradius, you can safely extend more competitive credit terms to reliable customers, purchase larger order, and enter new markets with confidence. This can lead to increased sales and stronger customer relationships while keeping risk under control.

Atradius offers access to global credit intelligence, including buyer ratings, payment trends, and market risk anaylsis. Our underwriters specialize in specific industries and regions, giving you tailored insights that support smarter credit decsions and strategic planning.

It is important to regularly evaluate your policy to ensure it aligns with your business goals. Atradius offers flexible, customized solutons that evolve with your needs. If your current provider is not delivering insights, support, or production you expect, it may be time to explore a more strategic partnership.

What is the Buyer's Process?