Atradius Atrium
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Buyers Process - Awareness
Protect Your Investment
Protecting Cash Flow Against Slow Payments
Customers are buying less and taking longer to pay. How can I make sure I have enough to pay my supplier?
When customers payments slow down, your cash flow can take a hit. Atradius Credit Insurance as a financial safety net protects your receivables and helping you maintain liquidity. With coverage for up to 95% of unpaid voices. This means that even if a customer delays or default on payments, your business receives most of the expected revenue. This protection allows you to maintain steady cash flow, meet supplier obligations, and plan with greater financial certainty.
Risk Assessment
Monitoring Customer Risk and Creditworthiness
What tools or indicators can help me identify customers who may be at risk of defaulting on payments?
Knowing who to trust is key. Atradius provides real-time credit and risk monitoring tools that help you spot early signs of financial stress in your customer base. These tools help you identify potential risk early, such as declining credit scores, late payments, or changes in business conditions. With these insights, you can adjust credit terms or take preventative actions before a payment issue arises
What steps should I take to evaluate the creditworthiness of new customers in unfamiliar or emerging markets?
Expanding into new markets brings opportunity and risk. Atradius offers global credit intelligence and local market expertise to help you evaluate their payment behaviour and financial stability of potential customers abroad. This allows you to extend credit confidence while minimizing the risk of non-payment.
Stay Compliant
Managing Political and Market Risks
How can I monitor whether any of my customers are on a sanction list?
Doing business with sanctioned entities can lead to legal and financial consequences. Atradius helps you stay compliant by screening your customers against international sanctions and watch lists. This ensures your business relationships are both financially sound and legally secure.
How could political or market changes affect my company's finances and cash flow?
Political instability, economic shifts, and global market disruptions can directly impact your customers’ ability to pay, potentially putting your revenue at risk. Atradius helps you manage this uncertainty by offering protection against non-payment caused by events such as trade restrictions, currency issues, or government actions. With this coverage in place, your business can stay financially secure and continue operating with confidence, even in unpredictable environments.
Video
Buyers Journey Part 1: Awareness
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Business Protection
Using Credit Insurance in Your Business: Coverage, Process, and Value
Daily Operations
Using Credit Insurance in Your Day-to-Day Operations
How do I use credit insurance policy in day-to-day operations?
Using credit insurance is simple and integrates into your exisiting credit management process. Once your policy is in place, you can request credit limits for your buyers, monitor their risk status, and file claims if a payment issue arises. Atradius also provides tools and support to help you make informed credit decisions and manage exposure proactively.
Your Options
Coverage, Eligibility, and What’s Included
What do I need to qualify for credit insurance on my customer accounts?
To insure your receivables, Atradius typically requires basic information about your business, your customers, and you annual turnover. The underwriting process evaluates your buyers’ creditworthiness and your trading history. The more transparent and consistent your records, the easier it is to tailor a policy that fits your needs.
Are there risks that credit insurance doesn't cover?
Yes, credit insurance policies may exclude certain high-risk buyers or transactions. For example, pre-exisiting overdue accounts, transactions with related parties, or buyers in sancations countries may not be eligible. Atradius works with you to define a clear coverage term and help you understand which risk are insurable and which are not.
Risk Insights
Better Insights and Smarter Risk Strategy
How can I improve revenue using our current risk strategy?
Credit insurance doesn’t provide your business, it also enable growth. With Atradius, you can safely extend more competitive credit terms to reliable customers, purchase larger order, and enter new markets with confidence. This can lead to increased sales and stronger customer relationships while keeping risk under control.
What kind of customer and market insights can I expect from a credit insurance provider?
Atradius offers access to global credit intelligence, including buyer ratings, payment trends, and market risk anaylsis. Our underwriters specialize in specific industries and regions, giving you tailored insights that support smarter credit decsions and strategic planning.
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Get Your Questions Answered or Request a Quote
Atradius is here to help. Contact us to learn more about our coverage options or request a free, no obligation quote that includes credit reports for your largest trade partners.
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