Why secure a credit insurance policy?

Credit Default Insurance: What It Means and How It Works

Credit insurance safeguards your business from unpaid debts by protecting your receivables against buyer insolvency and late payment. By securing a credit insurance policy with Atradius, you gain reliable credit protection in business, so you can trade with confidence.

Learn about the benefits of credit insurance and how it can protect your business:

Credit Protection from Unpaid Debts

Protect your business from unpaid debts with credit insurance and non-payment insurance. By securing a credit insurance policy, buyers are professionally vetted by Atradius. These credit assessments provide essential credit protection in business, ensuring your customers are financially sound and able to pay on time.

Stronger Credit Control

Enhance credit control and cash flow. By insuring receivables against unexpected customer insolvencies and undue delays, you gain relief from the risk of non-payment. This helps stabilize your cash position throughout the year.

Cash Flow Continuity

Maintain healthy cash flow even when customers miss payments. If a buyer becomes insolvent or delays payment beyond agreed terms, Atradius compensates you for the insured loss, keeping your operations running smoothly. Nonpayment insurance offers added protection when buyers fall behind.

Smarter Sales Decisions

Make smarter sales decisions with objective credit risk insights. Atradius provides objective evaluations of your buyers' financial health. This support helps you trade with confidence. Strong credit protection in business reduces exposure to avoidable losses.

Confident Business Growth

Grow your business without fear. Credit insurance lets you safely extend terms to new customers and increase sales to existing ones. You can expand with less concern about payment issues. Many companies choose to secure a credit insurance policy as their business grows.

Customer Trust & Loyalty

Build trust and loyalty with your customers. Offering flexible credit terms backed by insurance demonstrates your commitment to long-term partnerships.

Improved Access to Working Capital

Use secured credit insurance policy as collateral within a bank financing package to help secure additional working capital when needed.

Get in Touch

Atradius is here to help. Contact us to learn more about our coverage options or request a free, no obligation quote that includes credit reports for your largest trade partners.