Privacy Statement

Atradius N.V., together with its subsidiaries and branches (“Atradius”), is a global provider of credit insurance, surety, reinsurance, debt collections and business information/intelligence services. Atradius operates in a business-to-business market. The products and services offered by Atradius aim to help companies around the world understand and protect against the default risks associated with the selling of goods and services and, in so doing, safeguard their sales. With these services we enable trade on a worldwide scale.

When providing our products and services, Atradius acts as "controller". We collect and process information mainly on companies and businesses. However, in the process of doing so, we also process data that may be qualified as “personal data” which is any information relating to an individual (e.g. a sole trader, a company director, a beneficial owner, a professional contact etc.). Your trust in how we handle your personal data is important to us. When you use our websites, applications, portals, sign-up for our newsletters, engage our services as a representative or contact person of our customer, trade (as a counterparty) with our customers or do business with us as our business partner or supplier, it is important to us to use your personal data carefully and securely in a transparent manner.

In this Privacy Statement we provide information we are required to give in relation to the processing of personal data under data protection law. We explain for instance the purposes and grounds of the processing of personal data, the categories of personal data concerned, the categories of the sources and the recipients of the personal data, data retention and your rights as data subject.

Atradius subsidiaries or branches may also have additional privacy notices on their own (local) websites. For Atradius Instalment Credit Protection (Belgium), please go to its website for specific privacy information.

Updates to this Privacy Statement

We strive for continuous improvement in our services, processes and protecting your personal data rights, so we may update this Privacy Statement from time to time. Therefore, we advise you to check this statement on a regular basis. This Privacy Statement was updated on 10 January 2024.

When do we collect personal data and when does this Privacy Statement apply?

This Privacy Statement applies to all individuals and representatives of companies that Atradius interacts with. Atradius will process your personal data for different purposes and under a different legal ground depending on your relationship with us.

We describe in detail when we collect and process personal data, our purposes and legal grounds for doing so and how we control access to your information here: Privacy Statement: Data protection policy | Atradius 

Disclaimer

Each publication available on or from our websites, such as, but not limited to webpages, reports, articles, publications, tips and helpful content, trading briefs, infographics, videos (each a “Publication”) is provided for information purposes only and is not intended as a recommendation or advice as to particular transactions, investments or strategies in any way to any reader. Readers must make their own independent decisions, commercial or otherwise, regarding the information provided. While we have made every attempt to ensure that the information contained in any Publication has been obtained from reliable sources, Atradius is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information in any Publication is provided ’as is’, with no guarantee of completeness, accuracy, timeliness or of the results obtained from its use, and without warranty of any kind, express or implied. In no event will Atradius, its related partnerships or corporations, or the partners, agents or employees thereof, be liable to you or anyone else for any decision made or action taken in reliance on the information in any Publication, or for any loss of opportunity, loss of profit, loss of production, loss of business or indirect losses, special or similar damages of any kind, even if advised of the possibility of such losses or damages.