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Access a snapshot of the credit risk situation and business performance of 14 major industries in your country. The forecast is based on the assessment of Atradius underwriters.
Higher costs of raw materials and import tariffs have increased operational costs and reduced overall profitability in the household appliances segment.
Many smaller retailers lack the flexibility and financial means to adapt business models to changing consumer habits, and the credit risk remains elevated.
Retailers´ margins are expected to decrease further due to the fierce competitive market environment in most segments and increased price transparency.
The number of payment delays and protracted defaults is expected to remain high in 2019, due to ongoing cash flow problems and restricted access to loans.
Even larger consumer durables retailers could face troubles due to increased financial exposure after acquisitions and the difficult economic environment.
Good payment behaviour in the household appliances, furniture and consumer electronics segments over the past two years, and no major changes are expected.
Both payment delays and insolvencies are expected to increase in the coming six months, mainly affecting smaller consumer durables retailers in Belgium.